Create a digital future of finance together with us

Kapowai – ready-made platforms and individual solutions for banks, fintech and business. Scale your digital service with a reliable partner.

OUR SERVICES

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Online banking for individuals

Smart, personalized, always available.

We create digital channels to make banking an intuitive and enjoyable part of everyday life. Manage accounts, transfers, payments for services, cards, investments and deposits – in just a few taps through mobile apps or the web interface.

Not just an app, but a full-fledged financial assistant:
  • Onboarding of new clients
  • Adaptive UX for any scenario or device
  • All operations with cards, accounts, deposits and loans
  • Payments, transfers to cards, regular payments
  • Secure authorization (2FA, Face ID, biometrics)
  • Instant notifications and smart reminders
  • Expense analytics with elements of machine learning
Kapowai promotes the best practices in design, Open Banking integration and behavior analytics so that digital banking becomes effective, useful and beneficial.
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Online banking for businesses

Greater control over finances for individual entrepreneurs and self-employed individuals

A solution that supports the entire life cycle of an enterprise’s finances: from opening accounts to filing reports, managing cards, taxes, payments and salaries. We automate the routine so that the client can focus on business and access everything through mobile apps or the web interface.

Key features:
  • Opening first account, joining the general service offer
  • All operations with cards, accounts, deposits and loans
  • Payments, transfers to cards, regular payments
  • Batch creation and signing of payments
  • Templates, drafts, history, receipts, statements
  • Requests to bank, extracts, signing of documents
  • Accounting access management and payroll projects
The interface is designed so that from the first day the entrepreneur can work independently, quickly and safely. The entire system is scalable and easily adaptable to any type of business.
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Self-service systems

A bank without queues. A bank without branches. A bank that is always with you – 24/7.

An innovative solution for self-service. Classic banking operations without the participation of employees. Terminals provide a full alternative to physical branches and reduce operating costs.

Clients can:
  • Top up accounts and cards
  • Repay loans
  • Top up deposits
  • Pay for utilities and other services
  • Make money transfers – with cash or by bank card
Interface with intuitive navigation, large interactive elements adapted for any user.
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Open banking. New opportunities. New partners.

Open Banking is not only about open APIs, but also a new level of service, speed, personalization and partnership.

Kapowai already helps banks implement Open Banking solutions that meet the requirements of the NBU and prepare the ecosystem for growth.

Key features:
  • Connection of fintechs
  • Data exchange with customer consent
  • Products of different banks in one application
  • Secure access authorization
  • Transparent control over transactions
We provide tools that allow banks to be part of the open financial infrastructure of tomorrow.
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FinTech Design Studio

Professional design solutions for fintech products

Comprehensive UI/UX solutions created for the growth of your financial product. We specialize in the design of digital services for banks, neobanks, fintech startups and payment platforms.

Our approach:
  • Deep understanding of financial processes and modern design
  • Analytics of user behavior and business goals
  • Convenient interfaces that stimulate engagement, trust, monetization
From UX strategy and prototyping to a full-fledged design-system solution and support of the development team.
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Individual development of fintech solutions

Didn't find the right solution? We will create it for you.

Kapowai is not only a ready-made online banking platform, but also a team that develops fintech products from scratch: from idea and design to launch and scaling.

We help to launch:
  • Neobanks and digital wallets;
  • Solutions for non-bank financial institutions;
  • Lending platforms and BNPL services;
  • E-commerce processing and payment infrastructure;
  • KYC/AML modules, scoring systems and antifraud;
  • Custom integrations with core banking, payment gateways, CRM and ERP.
We provide tools that allow banks to be part of the open financial infrastructure of tomorrow.

Mobile apps for Android & iOS

Native mobile banking. Delivering convenient and functional customer experience on both popular platforms.

Mobile Apps

Web apps for every modern device

Web banking. Delivering convenient and functional customer experience on every desktop, laptop and tablet.

Web Apps

Remote client identification

Remote identification is the key to remote banking service that saves time.

Remote ID

BankID NBU

Fast and secure access to government, financial and other services through remote identification with BankID NBU.

Bank ID

Self-service banking is coming

Self service terminals. Any payment any time. Using cash or a payment card. No additional apps or devices needed.

Self Service

About us

Kapowai company was founded in 2015. Our main specialisation is creating comprehensive, innovative and highly technological products and solutions for corporate business. In our work we use only modern technologies, development and testing tools and advanced project execution and management methodologies.

We do not simply perform the provided task, instead we create software with the focus on the end-user necessities, who expect a fast, clear and convenient service.

The Kapowai team consists of professionals with over 10 years of experience in implementing internet and mobile banking systems. They have a serious background in Ukrainian banks and software development companies as IT managers, product designers, business analysts and developers.

Our company is also the technological partner of VISA and MasterCard in the field of development of mobile devices and NFC payments.

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Choosing our company as your partner, you receive more than just a high quality product complying with the international standards (be it a web or mobile application or a complex integration solution). You also receive an individual approach in solving your tasks - from pre project consultations to further support and development of the product you require.

ISO 9001:2015

Kapowai is accredited by one of the most prestigious certification companies – TÜV Rheinland.

TUV

This certificate is a true confirmation of our business being conducted in accordance with the high standards of international quality management system ISO 9001:2015.

PCI DSS

The company's solutions have passed certification for compliance with PCI DSS standards.

Our clients

b43
portal
accord
dv
tbc
tas
ch
unex
trustCapital
poltava
mtb
finpay

Offices

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LLC «KAPOWAI UKRAINE»

Identification code: 40136487

Legal address: Ukraine, 04071, Kyiv, Mezhyhirska st., 22

Postal address: Ukraine, 04071, Kyiv, Yaroslavska st., 56А (BC Canyon)

Email:hello@kapowai.online

Contact us

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